Cost of living comparison

Zagreb, Croatia

compared to

Panama City, Panama

Panama City vs. Zagreb Cost of Living Summary

Panama City is 8.4% more expensive than Zagreb.

Restaurants: pay 11.4% less in Panama City
Groceries: pay 42.5% more in Panama City
Transportation: pay 14.8% less in Panama City
Housing: pay 29.5% more in Panama City
Childcare: pay 12.1% more in Panama City
Entertainment and Sports: pay 14.1% more in Panama City
Clothing: pay 13.5% less in Panama City

The cost of groceries, housing, entertainment and sports, and childcare in Panama City are more expensive than in Zagreb. Expenses including transportation, clothing, and restaurants are lower in Panama City.

Panama City vs. Zagreb Cost Breakdown

If you lived in Panama City instead of Zagreb, you would:

Display currency: USD

pay 11.4% less for restaurants

	Zagreb	Panama City
Basic meal with drink at inexpensive restaurant	$10.72 HRK71.16	$13.25 PAB13.25	+23.6%
Fast food combo meal McDonalds, or similar	$8.57 HRK56.93	$8.00 PAB8.00	-6.7%
Bottle of Coca-Cola (11 fl. oz)	$2.85 HRK18.94	$1.86 PAB1.86	-34.9%
Bottle of water (11 fl. oz)	$1.95 HRK12.94	$1.41 PAB1.41	-27.6%
Average			-11.4%

Zagreb vs. Panama City - Cost of restaurants

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pay 42.5% more for groceries

	Zagreb	Panama City
Bread 1 loaf	$1.61 HRK10.66	$2.51 PAB2.51	+56.1%
Local cheese (8 oz)	$4.71 HRK31.25	$6.39 PAB6.39	+35.7%
Milk (1 gallon)	$4.56 HRK30.26	$6.80 PAB6.80	+49.2%
Eggs 1 dozen	$3.37 HRK22.40	$2.68 PAB2.68	-20.7%
Boneless chicken breast (1 lb)	$3.94 HRK26.15	$3.41 PAB3.41	-13.5%
Apples (1 lb)	$0.72 HRK4.79	$1.48 PAB1.48	+105.3%
Bananas (1 lb)	$0.72 HRK4.75	$0.72 PAB0.72	+1.1%
Oranges (1 lb)	$0.83 HRK5.48	$1.24 PAB1.24	+50.2%
Tomatoes (1 lb)	$1.15 HRK7.63	$1.40 PAB1.40	+21.6%
Potatoes (1 lb)	$0.54 HRK3.58	$0.98 PAB0.98	+82.3%
Onions (1 lb)	$0.57 HRK3.81	$1.15 PAB1.15	+99.8%
Average			+42.5%

Zagreb vs. Panama City - Cost of groceries

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pay 14.8% less for transportation

	Zagreb	Panama City
Gasoline (1 gallon)	$6.05 HRK40.18	$3.69 PAB3.69	-39.0%
Monthly public transit pass	$53.59 HRK355.80	$25.00 PAB25.00	-53.3%
New Volkswagen Golf 1.4 (standard edition)	$31,081.13 HRK206,365.65	$19,750.00 PAB19,750.00	-36.5%
Taxi trip in downtown area (5 miles)	$9.86 HRK65.47	$16.71 PAB16.71	+69.4%
Average			-14.8%

Zagreb vs. Panama City - Cost of transportation

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pay 29.5% more for housing

	Zagreb	Panama City
Internet connection 50 mbps or faster, cable/dsl	$28.12 HRK186.70	$52.10 PAB52.10	+85.3%
1-Bedroom apartment in downtown area	$731.00 HRK4,853.52	$1,023.81 PAB1,023.81	+40.1%
1-Bedroom apartment outside city center	$583.46 HRK3,873.91	$755.88 PAB755.88	+29.6%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$150.51 HRK999.30	$94.84 PAB94.84	-37.0%
Average			+29.5%

Zagreb vs. Panama City - Cost of housing

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pay 12.1% more for childcare

	Zagreb	Panama City
Private preschool for 1 child, monthly	$345.73 HRK2,295.51	$439.17 PAB439.17	+27.0%
Middle school for 1 child, two semesters	$10,391.04 HRK68,992.11	$10,092.67 PAB10,092.67	-2.9%
Average			+12.1%

Zagreb vs. Panama City - Cost of childcare

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pay 14.1% more for entertainment and sports

	Zagreb	Panama City
Domestic/local beer (1 pint)	$3.22 HRK21.35	$3.00 PAB3.00	-6.7%
Cappuccino in mid-range area	$2.08 HRK13.84	$3.59 PAB3.59	+72.2%
Pack of cigarettes Marlboro or similar	$5.25 HRK34.87	$5.50 PAB5.50	+4.7%
Monthly membership at local gym	$44.11 HRK292.87	$47.27 PAB47.27	+7.2%
Movie ticket to theater/cinema	$7.50 HRK49.81	$7.00 PAB7.00	-6.7%
Average			+14.1%

Zagreb vs. Panama City - Cost of entertainment and sports

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pay 13.5% less for clothing

	Zagreb	Panama City
Regular jeans Levi's brand	$91.59 HRK608.13	$53.91 PAB53.91	-41.1%
Regular dress from H&M or similar store	$39.67 HRK263.38	$37.78 PAB37.78	-4.8%
Running shoes Nike or Adidas	$89.12 HRK591.73	$87.62 PAB87.62	-1.7%
Men's business shoes (leather)	$116.08 HRK770.75	$108.75 PAB108.75	-6.3%
Average			-13.5%

Zagreb vs. Panama City - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: June 2025

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